Agents’ Advantage Disability Insurance Carriers
Disability coverage is an employer purchased policy which provides temporary cash benefits;
paid to eligible employees when they are disabled by an off the job illness or injury. The
state of New York requires all employers to provide disability benefits coverages for their
employees. Did you know that in the United States someone is injured in a disabling accident
every second! We provide an outlet for your commercial clients looking to place coverage with
an A rated disability insurance carrier.
NO Annual Fees!
NO Application Fees!
NO Membership Fees!
Agents’ Advantage is a FEE FREE program!
Sign Up Here!
Employer-Supplied Disability Insurance Carriers
Employers in states that mandate employer-supplied disability coverage
have two choices: purchase disability coverage from a disability insurance
carrier, or become authorized to self insure. The most common solution is
to purchase coverage since self insuring requires a large reserve of readily
available funds. Employers providing disability coverage through a
disability insurance carrier can collect contributions from employees to
offset the cost of providing benefits, but there are statutes regarding
the allowed amount collected per week. Should a claim arise, disability
benefits include cash payments only, and will pay up to fifty percent (50%)
of a claimant’s average weekly wage, not to exceed the current maximum
benefit per week. Medical care will not be paid for by the employer or
insurance carrier, but is the responsibility of the claimant.
Whether the states you write in require employers to purchase disability
coverage for their employees or not, it is a great coverage to have in your
arsenal! Be able to offer a disability insurance carrier as an outlet for
your commercial clients through Agents’ Advantage.
Agents’ Advantage will help keep you ahead of the competition: our aim is to be your premier